What Really Matters

We are committed to providing you with unprecedented support and protection. We approach every client with a focus on integrity, sensitivity, confidentiality and advocacy.  We draw on our life and occupational experience to meet the responsibilities we are charged with, while providing you the greatest level of independence possible. 

​The most important thing is to IDENTIFY YOUR

NEEDS AND define your goals

About Us

Principal: Tina Senteno, CLPF (license #543)


Tina has three decades of experience working in banking, real estate (transactional and appraising), special needs trust administration and serving as a professional fiduciary.  

Tina worked for various financial institutions in operations, commercial and business banking,  real estate and credit analysis. She obtained her real estate sales license and real estate appraisal license in 2000.  She opened and operated a successful business for several years.  

A family tragedy that involved her autistic brother resulted in Tina's involvement in fiduciary work.  She was galvanized to gear her life to help the disabled.  She served as a court appointed professional fiduciary and simultaneously began working in the administration of special needs trusts.  She served as Operations Director and Senior Vice President for a national special needs trust administration company for 8 years.    

Her expertise extends across multiple disciplines encompassing responsibilities involving highly sensitive matters. 

Her charitable work includes: The food bank, habitat for humanity, beach clean-ups and programs for animal care and adoption.

joy to us too
a poem by punkie
i know you caregiver, sisters,  brothers and daughters, husbands and wives who
spill your guts and guilt to strange others when neighbours and next of kin don’t get it really or even at all and we waste gifted time wondering why they are blind.
i am exhausted to the bone for you and me and the rest of us who believe we choose this but no, we must care because if we don’t who will?
we find ourselves alone and together in this place we would never have BEEN but for some cosmic mistake and i reach for you 
and you for me  like the last straws we are for the loved ones we fear losing and whom we want to keep living and yet all of us die one day.
i want to comfort you as i need to be comforted but all we can offer today are encouraging words, tired hugs and hearts linked by wishing it would be over sooner rather than later but not yet.
because when the ones we love finally take flight we are left behind on the edge of an abyss purposeless and powerless to bring them back or retrieve the stolen moments that whirl
like eddies in the deep wake of their departure.
we try to quiet our faulty memories
where we failed to do something or enough even though we did our best and then we cry thunderstorms at this final insult to what might have been better if only we were.
but listen to this lesson distant sisters, brothers, sons, daughters, wives and husbands:
live each precious moment as if it were everyone’s last for all things pass before we do too in the end and each of us must find ways to lose regret and rediscover joy to exhale with final breaths and thus honour lives we seek to dignify and people we suffer to love when we hold hands now and forever

Administrative Assistant: Kasandra Pennington

Kasandra's work experience and education provide a perfect blend to assist with office administrative work, assist clients with monitoring their health needs, questions and follow-up appointments, and most importantly, provide compassionate loving care to our clients, their families and friends. 

Kasandra's administrative experience is vast and includes administration in Special Needs Trusts and administration in personal injury settlements.

Kasandra received her license as an Emergency Medical Technician and she has been employed as a veterinary technician for 7 years. 

She has opened her home to rescue pets, loves to read and volunteer when she can spare the time.